Finding Low Cost Car Insurance Quotes

| пятница, 31 июля 2009 г.

We all hate comparison shopping on anything in life.  From buying a new car, to getting the insurance for it.   This is why you never want to sign up with the first company that you talk to, because you may find out that you’re getting ripped off in the long haul.

So, how does one find great car insurance rates without picking up the phone?

Thankfully, with the Internet today, you can do all of the dirty work online.  With services like Esurance, you can input all of your information, and have the insurance companies call you up.  This way, you won’t have to pick out 10 companies in the phone book, and call them.

How can I get the cheapest rates?

When you look for a quote, you’re going to find that many companies are going to ask what kind of liabilities, and what kind of deductible you’ll want.  Generally, the higher your deductible, the less you’re going to pay month after month.  Make sure that you can afford this deductible in case something happens.

When you pick out the deductible, this is going to be the amount you’re going to have to pay up front, before the company pays you.  For example, if you have a $500 deductible, you’ll have to pay the first $500 on everything, before the insurance company will re-imburse you.

When you do sign up for your car insurance, make sure that you read your policy over.  Remember that your pricing will all depend on your age, your car, and a lot more.  Just because you higher your deductible, it doesn’t mean you’re going ot get the best deal.  Try services like Esurance, and see how much you can save with your auto insurance.

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